Home Equity First
Equity 1st 5 Year
 Rate  APR  Points
 5.750%  6.617%  0.000%
Equity 1st 10 Year
 Rate  APR  Points
 6.000%  6.462%  0.000%
Equity 1st 15 Year
 Rate  APR  Points
 6.250%  6.579%  0.000%
Equity 1st 20 Year
 Rate  APR  Points
 6.500%  6.765%  0.000%
Home Equity Line of Credit
HELOC
 Rate  APR  Points
 9.000%  9.000%  0.000%